Expanding Access. Closing the Gap. Building Equity.
In 2025, GAC’s $7.8 million portfolio drove small business growth across Chicago’s South and West Sides, combining flexible loans with tailored support to help entrepreneurs thrive.
Innovation
GAC prides itself for being a pioneer in its innovative approach to offering “conventional” credit facilities in a non-traditional way.
Collaboration
GAC uses a hands-on and collaborative approach with our borrowers. We invest the time to understand the nuances and intricacies of each borrower’s situation and needs.
Empowerment
GAC empowers entrepreneurs by providing the tools and resources needed that not only position businesses for sustainable growth, but also lead the way for them to be a driving force for revitalization of their communities.
Meet Our Clients
Certified Property Solutions
Founded by Jim Williams, this business restores and maintains vacant properties in a community with a 19% housing vacancy rate. Beyond beautification, it employs residents and mentors teens through the CAPS and Green Teens programs, teaching job skills and confidence.
Kreating Young Minds
Keshanna Milsap has spent her life nurturing young learners. After nearly two decades in gifted education, she pursued her longtime dream of opening a childcare center, one that would blend early learning with creativity and community. That dream became Kreating Young Minds, an early education center on Chicago’s South Side dedicated to cultivating brilliance through STEAM. Serving children from infancy through elementary age.
Southside Market & Café Cooperative
A community-owned grocery and café tackling food insecurity in a neighborhood where nearly 1 in 5 residents face limited or uncertain access to safe, nutritious food needed for a healthy, active life. In fall 2025, the market will begin providing affordable, healthy food to over 400 families per month. The cooperative is creating local jobs and opportunities for ownership and community engagement.
Our Impact (FY25)
$2.8M
New loans approved in 2025
32
New clients this year
90%
Loans to minority-owned businesses
$70k
Average Loan Size
Community Partner
With little paperwork and lots of flexibility, Greenwood Archer Capital (GAC) helps small businesses find the financing and assistance they need.
Financial Partner
GAC offers loans up to $500,000 for established businesses, and up to $1,000,000 for community development loans to nonprofits, and loans to start-up businesses and businesses seeking to acquire owner-occupied commercial real estate.
Business Partner
Knowing that you may need more than just dollars to succeed, GAC also offers an array of technical services that help with financial planning, business to business contacts and planning for growth.
Apply for a Loan
GAC’s products and services provide access to all forms of capital for business owners that do not have access to conventional sources of financing.
Make a donation.
GAC is recognized as a 501c3 organization. Your donation will support small business growth and access to capital.